Lakes & Waterfront Living

The Upstate of South Carolina is home to several major lakes, each with its own governing authority, usage rules, and development considerations. Waterfront ownership can involve additional regulations related to shoreline use, docks, water levels, and environmental protections. The information below is provided as a general reference to help homeowners and buyers understand how these lakes are managed and where to find official guidance.

Review the Buyer Guide for an overview of timelines, inspections, and considerations specific to buying in the Upstate.

Major Lakes in the Upstate

Lake Hartwell

A large reservoir spanning South Carolina and Georgia, Lake Hartwell is widely used for recreation, boating, and residential waterfront living. Shoreline use and dock construction are regulated by federal and utility authorities.

Lake Keowee

Lake Keowee is a deep, clear-water lake located primarily in Oconee and Pickens counties. Much of the shoreline is regulated by the utility company that manages the lake, along with county permitting offices.

Lake Jocassee

Lake Jocassee is a protected mountain reservoir known for its undeveloped shoreline and conservation focus. Residential development is extremely limited, and access and use are closely regulated.

Lake Greenwood

Lake Greenwood is a popular residential and recreational lake in the southern Upstate. Regulations vary by location, and shoreline use may be governed by utility authorities, local counties, or homeowners’ associations.

Governing Authorities & Official Resources

Lake Hartwell

Lake Keowee

Lake Jocassee

Lake Greenwood

Rules and permitting requirements vary by lake and location. Property owners should confirm current regulations directly with the appropriate governing authority.