Buying a Home in the Upstate of South Carolina
Buying a home involves more than finding a property online. This guide outlines the typical steps, timelines, and considerations involved in purchasing a home in the Upstate of South Carolina, so buyers understand what to expect before, during, and after going under contract.
Every transaction is different, but the process below reflects how most residential purchases unfold in this area.
The Home Buying Process
1. Initial Planning
Before beginning a home search, buyers typically:
Determine a comfortable price range
Review financing options and loan types
Speak with a lender if financing is needed
Understanding your budget early helps narrow the search and avoid surprises later in the process.
2. Home Search
Once planning is complete, buyers begin:
Searching online and scheduling showings
Touring homes in person
Evaluating location, condition, layout, and long-term suitability
This phase may take days or months, depending on availability and personal priorities.
3. Making an Offer
When a buyer identifies a home they wish to pursue:
Offer terms are reviewed, including price, closing timeline, and contingencies
An offer is submitted to the seller
Negotiations may occur before an agreement is reached
Once both parties sign, the home is considered under contract.
Understanding Due Diligence
In South Carolina, most residential contracts include a due diligence period after going under contract.
During this time, buyers may:
Conduct inspections
Review property disclosures
Evaluate the condition and suitability of the home
Decide whether to proceed, renegotiate, or terminate based on contract terms
The due diligence period allows buyers time to gather information and make informed decisions before moving forward.
Inspections & Common Considerations
Buyers often choose to evaluate the home through:
General home inspection
Termite inspection
Roof, HVAC, plumbing, and electrical systems
Septic or well inspections, if applicable
Inspection results help buyers understand the property’s condition at the time of purchase.
From Contract to Closing
What Happens Next
After due diligence is complete:
Appraisals are ordered (if financing)
Any agreed-upon repairs or credits are addressed
Final loan approval is obtained
A final walkthrough is completed prior to closing
Closing Day
At closing:
Final documents are signed
Funds are transferred
Ownership is recorded
Keys are released according to contract terms
After closing, buyers typically transfer utilities and services into their name.
Helpful Buyer Resources
Depending on the property, buyers may find these resources useful:
These pages provide general information homeowners commonly reference after purchase.